Edi Rama secured a fourth mandate and set parallel goals of EU accession and a cashless Albania by 2030. The government aims for all interactions and financial transactions to be fully digital by the end of the decade. Officials assert that necessary digital tools already exist and emphasize upskilling and a clearly outlined roadmap to achieve the transition. Significant portions of the population, particularly older generations, continue to prefer cash and use cards mainly for ATM withdrawals. Albania historically lacked modern banking infrastructure after communism, with ATMs only introduced in 2004, indicating structural challenges to rapid digital adoption.
We have an ambition: that by the end of this decade, Albania will become a cashless society, meaning that all interactions and financial transactions are fully digital,
I believe that if we manage to properly outline the roadmap ahead, this goal is entirely achievable, and it will free the country from a heavy burden of outdated practices and inefficiencies that weigh down everyday life,
It's not usual for people of my generation to use a card to pay for groceries or at the hairdresser. I prefer cash and I always will,
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