"Some are packed with flashy perks that mask high interest rates and hidden fees. Others offer starting rates that vanish after a few months, leaving you stuck with growing balances and a shrinking budget. But if you're looking for a smarter, simpler way to borrow with long-term savings in mind, 1st Nor Cal Credit Union offers a credit card to help keep your mind at ease and your finances secure."
"This credit card features a low, fixed interest rate of just 8.90% APR1. And unlike many other cards, this one doesn't charge an annual fee. You won't pay anything to keep it in your wallet, whether you use it regularly or just when you need it most. It's a straightforward, honest approach to credit, with no hidden fees or surprise rate changes."
1st Nor Cal Credit Union issues a credit card with a low, fixed 8.90% APR and no annual fee, designed to offer stable, manageable borrowing without surprise rate changes. The card features generous credit limits up to $20,000 and no cash advance fees at branches, enabling flexible access to funds. The product aims to avoid flashy perks that mask high interest or temporary introductory rates that later increase balances and strain budgets. The fixed-rate structure supports predictable payments and long-term savings. The sponsor retains responsibility for the content and holds the copyright to the material.
Read at www.eastbaytimes.com
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