Who Pays My Medical Bills After a Car Accident? | amNewYork
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Who Pays My Medical Bills After a Car Accident? | amNewYork
"In New York, who pays for your medical bills after a car accident depends on the specifics of your case. New York is a no-fault state, meaning your own insurance company is responsible for covering your medical expenses, regardless of who caused the accident. Determining who pays your medical bills can be difficult, especially with high costs or severe injuries. A Long Island car accident lawyer can help you explore all available options for filing a claim and seeking fair compensation."
"This policy covers up to $50,000 in medical bills, lost wages, and other reasonable expenses related to the accident. To access these benefits, you must file a claim with your insurance provider within 30 days of the accident. If your medical bills exceed the $50,000 PIP limit or meet New York Insurance Law 5102(d), New York's definition of serious, such as fractures, permanent disfigurement, or injuries causing significant limitations, you may pursue additional compensation."
"If your medical bills exceed the $50,000 PIP limit or meet New York Insurance Law 5102(d), New York's definition of serious, such as fractures, permanent disfigurement, or injuries causing significant limitations, you may pursue additional compensation. For accidents involving uninsured or underinsured drivers, you may be able to rely on Supplementary Uninsured/Underinsured Motorist (SUM) coverage, if included in your policy. Ian Chaikin, founder and lead trial attorney at Chaikin Trial Group Injury Lawyers, works aggressively to maximize his clients' compensation."
New York operates a no-fault car insurance system in which a driver's own Personal Injury Protection (PIP) insurance initially covers medical expenses, lost wages, and reasonable accident-related costs up to $50,000. PIP claims must be filed with the insurer within 30 days of the accident. If medical bills exceed the $50,000 PIP limit or injuries meet the statutory definition of serious under Insurance Law 5102(d), injured parties may pursue third-party claims or personal injury lawsuits against at-fault drivers. Supplementary Uninsured/Underinsured Motorist (SUM) coverage can apply when another driver lacks sufficient insurance. Legal counsel can assist in pursuing additional compensation.
Read at www.amny.com
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