"I pay $4,200 a year in premiums, $4,000 in out-of-pocket costs, plus another $2,650 just to meet the tax write-off threshold. That's at least $10,850 a year, and that's only for care covered by insurance."
"If you leave your job in the middle of the year, all your deductibles reset to zero. Sometimes a hospital will be covered under your insurance, and the surgeon will be covered, but the anesthesiologist they use is not."
"The US doesn't have guaranteed parental leave. It's classified as a 'benefit' that companies can elect to give you or not. Most companies only give 14 days of leave per year."
Healthcare in the US involves high costs, including premiums, deductibles, and out-of-pocket expenses. Individuals often face financial burdens, especially those with chronic illnesses. Switching jobs can lead to losing coverage for preferred doctors and resetting deductibles. Unexpected medical bills arise when not all providers involved in care are covered by insurance. Additionally, parental leave is not guaranteed, leading to inadequate support for new mothers returning to work shortly after childbirth. Overall, the system presents numerous challenges for patients seeking care.
Read at BuzzFeed
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