"In telephone calls carried out in Chinese, the scammers reel in targets under the pretense that they have unpaid bills related to recent surgical procedures. They use spoofed telephone numbers belonging to the claims departments of legitimate US health insurance providers to add a layer of authenticity to the scam, but that authenticity quickly evaporates. If, for some reason, targets entertain the conversation about paying for a surgery they almost certainly did not receive, the scammers get them to join a video call."
"When they inevitably decline to pay, the scammers say they will refer the case to Chinese law enforcement - because they definitely have jurisdiction over US healthcare bills - and a separate member of the scam operation then contacts them under that guise. The so-called representative of the Chinese state demands that the target surrenders their personal information before threatening them with extradition or prosecution in China."
Scammers place telephone calls in Chinese claiming targets owe unpaid bills for recent surgical procedures and use spoofed numbers that mimic legitimate insurers' claims departments. Targets are invited to video calls where fraudulent invoices are presented. When targets refuse to pay, scammers threaten referral to Chinese law enforcement and then impersonate Chinese officials to extract personal information and coerce payment for bail. Some victims are instructed to download video communication software and run it for continuous surveillance. Healthcare fraud and impersonation of healthcare professionals are common, and targets are advised to verify identities independently and withhold personal or insurance login information.
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