"Incoming families or parents-to-be will be glad to learn Germany stands out as one of the most affordable places in Europe to have children, according to data from the OECD. While there are some regional differences and exceptions, for most families and especially those with children over three Germany offers a level of financial support and affordability unmatched almost anywhere else in Europe."
"Germany's child benefit, known as Kindergeld, is among the highest in Europe. In January 2026 the monthly figure is rising from 255 to 259 per child per month, amounting to over 3,100 per year for each child. These payments are available to all parents or guardians of minor children residing in Germany, regardless of nationality, provided they apply through the Family Benefits Office (Familienkasse). If you apply late, payments can be made retroactively for up to six months."
"To put this in context, only Luxembourg offers a higher standard monthly child benefit, at 307.35 per child, with additional supplements for children over six. Belgium's basic rate is currently 184.62 per month (in the German-speaking region), while Sweden pays around 120 per month per child, and Spain offers just 25 per month, mainly for low-income families. France, meanwhile, only pays child benefit from the second child onwards, with the amount dependent on household income."
Germany provides substantial financial support for families, resulting in highly affordable childcare for most households, particularly for children over three. The child benefit Kindergeld will rise in January 2026 from €255 to €259 per child monthly, totaling over €3,100 annually per child. Payments are available to all parents or guardians of minors residing in Germany regardless of nationality, with applications handled by the Familienkasse and possible retroactive payments up to six months. Only Luxembourg offers a higher standard monthly child benefit, while Belgium, Sweden, Spain and France provide lower or more conditional rates. Regional differences and exceptions exist within Germany.
Read at www.thelocal.de
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