"Although going with an option from Expedia or AAA might not sound right, they are fantastic choices. If you want the best customer service, going with a Fidelity credit card is the way to go. It's hard to believe, but today there are credit cards offering up to 5% cash back, large statement credits, $0 annual fees, travel rewards, and more."
"In many ways, most people, like those who post in r/CreditCards on Reddit, are looking for the best option they can find right now. Of course, this reality is leading to at least one Redditor posting asking what the most underrated cards are in 2025, and it's a good question. As noted above, the Redditor's post also highlights that there is always a lot of conversation around Chase, Amex, and Citi cards that are on the "top" of most lists."
Many credit card options exist beyond major issuers, and several underrated cards deliver competitive rewards and service. Some nontraditional issuers and retailer cards can provide substantial cash back rates, statement credits, $0 annual fees, and meaningful travel benefits. Fidelity cards stand out for customer service, while brands like Expedia and AAA can offer strong niche perks. Reddit users seek diamond-in-the-rough cards for 2025 that combine sign-up bonuses, cash back, and travel advantages. Local, regional, and store cards can justify consideration. Careful review of terms and bonus fine print remains essential before applying.
Read at 24/7 Wall St.
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