"If you've clicked into this article, I'm already assuming you're the "good with money" friend. Maybe you've been saving your cash since you got an allowance, started researching 401(k)s after you got your first job, or you've never met a credit card bill that you haven't paid in full. However you slice it, I'm tipping my hat to you, you money genius."
"If you don't already know, Chime gives you cash back on rotating categories. Typically, you have to pay a fee to get rewards like that. But Chime makes fee-free banking easy. So that means you can get cash back without the fees. To get strategic with how you use it, plan to buy gifts at retailers or categories that give you cash back. A big gift for them, and a little cash back gift for you. Trust me, it adds up over the season."
Even financially savvy individuals can improve credit scores, boost savings, and optimize spending to get more from hard-earned cash. Holiday season spending creates an opportunity to apply strategic money moves that yield immediate and future benefits. Earning cash-back rewards by purchasing gifts in rotating or reward-eligible categories converts some spending into savings, especially when using fee-free platforms with cash-back features. Automating savings with round-up features transfers small amounts into savings when purchases occur, effectively saving for next holiday season while shopping this year. Planning purchases around reward categories and combining rewards with automated saving builds balances and reduces holiday financial strain.
Read at Bustle
Unable to calculate read time
Collection
[
|
...
]