"Timing can be everything when you shop at T.J. Maxx and Marshalls, though, especially if you're looking for the best selection of goods at the lowest possible prices. That's why before this January ends (how is it already the second to last weekend of the first month of 2026?), I wanted to remind you of my best-ever tip for shopping at T.J. Maxx and Marshalls - it's called the "J" rule."
"I spent some time with the T.J. Maxx and Marshalls teams picking their brains on shopping tips, and they told me the brands do their biggest markdowns in these "J months" because of where they fall in the cycle of the year. January marks the beginning of spring merch drops, so stores like T.J. Maxx and Marshalls tend to deeply discount winter gear and holiday decor at this time to make space for new arrivals. Similarly, July marks the middle of summer and when fall inventory is on the horizon. Retailers tend to sharply reduce the prices of seasonal items not selling further at this time, too."
Visit T.J. Maxx and Marshalls in January and July to access the largest seasonal markdowns. January clears winter gear and holiday decor to make room for spring merchandise, while July reduces prices as fall inventory approaches. Shoppers can find deep discounts on items like holiday decor, flannel sheets, faux fur blankets, heavyweight linens, lighting, furniture, and decorative accessories. Clearance tags indicate markdown stages: red tags show initial markdowns and yellow tags indicate steeper discounts later in the cycle. Frequent visits during both J months increase the chance of finding the best selection at the lowest prices.
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