"With a new year just around the corner, now is the perfect time to take stock of your finances. A budgeting app can help with that, and right now you can get 50 percent off your first year of a Monarch Money plan. All you need to do is enter the code MONARCHVIP at and you'll pay $50 for the initial 12 months instead of the regular price of $100. Note that the offer only applies to new users."
"Monarch Money was the runner-up in our to the best budgeting apps in 2025, and it was definitely a grower. Initially we found the experience of using the app to be needlessly complicated compared to some of its rivals, but get over that hurdle and it's impressively fully-featured. There are plenty of customization options, a helpful "goals" feature and a thorough month-in-review recap that beats out similar features from some of its competitors. We also like how you can grant account access to others."
New users can get Monarch Money for $50 for the first 12 months by entering code MONARCHVIP, a 50 percent discount off the regular $100 price. Monarch Money ranks highly among budgeting apps and offers extensive customization, a 'goals' feature, and a detailed month-in-review recap. The app allows account access sharing. The mobile app is less intuitive than the web version and has a steep learning curve. The app sometimes misclassifies bills and recurring expenses and contains some bugs. There is no free trial available. Monarch placed as runner-up to Quicken Simplifi among the best budgeting apps in 2025. Some users may prefer Quicken Simplifi for its simpler user experience.
Read at Engadget
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