Huma Finance's PayFi network has achieved over $4 billion in Total Transaction Volume within two years. The recent launch of Huma 2.0 represents a significant transformation in yield accessibility, allowing users to receive double-digit yields typically reserved for institutions. By eliminating traditional banking inefficiencies, Huma creates a channel for stablecoin liquidity, improving payment efficiency while ensuring consistent returns for depositors. Growth is evidenced by a surge in active users, with wallet addresses increasing by 490% post-launch. Huma is set to expand further through new partnerships, reinforcing its market position.
"PayFi is no longer simply a concept or emerging category; it's live and scaling faster than we ever anticipated," said Erbil Karaman.
"With Huma 2.0 we're tearing those doors down and putting institutional-grade returns in the hands of every user."
"Unlike traditional DeFi, PayFi's yield is tied to fees collected during payment flows, not speculative market conditions, making it sustainable."
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