6 AI Models vs Standard Chartered: Who's Right on XRP Price?

"Six AI models published XRP forecasts, and their targets cluster between $3 and $10, with base cases ranging from $2.15 to $5. ChatGPT projects a base case of $2.50 to $5 by late 2026, with its most likely scenario around $3 to $4. Bullish outcomes reach $6 to $8 if ETF inflows exceed $5 billion."

"Grok leans toward the higher end of the AI forecasts. Its base case lands around $2.50 to $3.50, but the model grabbed headlines with a $10 target under ideal conditions. Reaching $10 would push XRP's market cap to over $600 billion, surpassing Ethereum. Grok itself called it ambitious by any measure, requiring sustained inflows, shrinking exchange supplies, and perfect institutional alignment."

"The collapse prompted Standard Chartered to slash its 2026 XRP price prediction from $8 to $2.80, representing a 65% cut. The bank's head of digital asset research, Geoffrey Kendrick, cited ETF outflows, tighter Fed policy, and bearish market sentiment as reasons for the revision."

XRP dropped 43% from its January peak of $2.40 to around $1.40, tracking toward its fifth consecutive monthly loss since 2017. Standard Chartered significantly reduced its 2026 price target from $8 to $2.80, a 65% cut attributed to ETF outflows, tighter Federal Reserve policy, and negative market sentiment. Conversely, six AI models maintain bullish outlooks, with forecasts clustering between $3 and $5, and some scenarios reaching $10. ChatGPT projects $3-$4 as most likely, Grok targets $10 under ideal conditions, and Claude sees potential for $4-$14 with accelerated banking adoption and substantial ETF inflows exceeding $10 billion.

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