"The new law, Senate Bill 729, dictates that large insurance groups (defined as 101 or more employees) must expand their services to cover infertility treatments and diagnoses. In addition, according to the bill's text, large health insurance groups also must be able to cover "a maximum of 3 completed oocyte retrievals." An array of other fertility-related services (link to PDF) may include: Unlimited embryo transfers Tubal evaluation and uterine evaluation Sperm DNA fragmentation analysis Thyroid function testing Ovarian reserve testing Procurement of donor semen, oocyte and embryo Physician services, including consultation and referral. Surgery to treat infertility Medication to treat infertility Infectious disease screening and testing Medication to induce ovulation."
"Keep in mind that some of these services are for "medically necessary" cases of infertility - like egg freezing before cancer treatment. But the law is "pretty broad in some ways," The 19th 's Luthra said. "It's for treatment of infertility diagnosis and fertility treatment even beyond IVF," Luthra said."
"California is now the 15th state in the country to adopt insurance mandates around IVF. The Society for Assisted Reproductive Technology's most recent numbers show that in 2023 alone, 95,000 babies were born through IVF usage in the United States."
California became the 15th state to require insurance coverage for IVF and related fertility care, with 95,000 babies born via IVF in 2023. The law responds to legal uncertainty after conservative challenges and the overturning of Roe v. Wade by strengthening state-level reproductive protections. Senate Bill 729 requires large insurance groups (101+ employees) to cover infertility diagnoses and treatments and to be able to cover a maximum of three completed oocyte retrievals. Covered services range from embryo transfers and diagnostic evaluations to donor gamete procurement, surgeries, medications, and screenings. Some services are reserved for medically necessary cases; the law is broader than IVF alone and takes effect in January.
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