"State Sen. Sasha Renee Perez, D-Pasadena, who has worked to bring more transparency to the insurance claims process for survivors of last year's wildfires, has proposed Senate Bill 1076. Known as the Insurance Coverage for Fire-Safe Homes Act, it would require insurance companies to offer or renew insurance for properties that meet wildfire safety standards set by State Insurance Commissioner Ricardo Lara."
"The safety standards include home-hardening upgrades like sprinklers and closing off the eaves under a roof to prevent the collection of burning embers and defensible space requirements designed to reduce fire risk by creating a zone zero that removes plants, wood fences and other combustible material from within five feet of a home. The bill follows concerns raised by wildfire survivors who fear they could lose coverage after rebuilding their homes, even when reconstruction meets the highest fire-resilience standards,"
Senate Bill 1076, the Insurance Coverage for Fire-Safe Homes Act, would require insurers to offer or renew homeowner policies for properties that meet wildfire safety standards set by State Insurance Commissioner Ricardo Lara. Safety measures include home-hardening upgrades such as sprinklers, sealing eaves to block embers, and defensible-space rules creating a cleared five-foot "zone zero" around homes. The bill would authorize Lara to bar insurers that refuse compliance from both the home and auto insurance markets for up to five years. The proposal responds to widespread policy cancellations after catastrophic wildfires and a surge in FAIR Plan enrollments and exposure.
Read at www.pasadenastarnews.com
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