"Stubborn inflation, consistently constrained access to finance, and a recent Budget that hasn't quelled concerns about rising rates, taxation and employee costs are encouraging more SMEs than ever to reassess how they manage their cash reserves and get the most from them. In the 12 months to 30 November 2025, total cash directly deposited by UK SMEs onto Flagstone, the UK's largest savings platform, increased by 77%, from £1.6 billion to £2.9 billion."
"7,500 UK businesses now manage over £5 billion on Flagstone's cash savings platform - made up of deposits placed directly by businesses and those referred to Flagstone through introducers such as financial advisers. What's driving this growth? Faced with an uncertain economic backdrop to grow, pivot or perhaps even sell their businesses, business leaders are increasingly turning to cash reserves for support."
Stubborn inflation, constrained access to finance, and concerns about rising rates, taxation and employee costs are prompting SMEs to reassess cash management. Deposits by UK SMEs onto Flagstone rose 77% in the year to 30 November 2025, from £1.6bn to £2.9bn, and 7,500 businesses now manage over £5bn on the platform. Business leaders are turning to cash reserves to support growth, pivots or sales amid economic uncertainty. Research among 200 UK SMEs highlights priorities including protecting cash against bank failure and generating income from reserves. Many SMEs concentrate cash with one or two banks, risking FSCS protection limits.
Read at London Business News | Londonlovesbusiness.com
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