Rethinking Regional: Why some of the most interesting moves in banking are no longer just a Wall Street story - Tearsheet
Briefly

Regional banks are making significant progress by combining tradition with innovation. PNC Financial Services, based in Pittsburgh, has transitioned to a 'super-regional' bank with national operations after acquiring BBVA USA. This expansion enhanced PNC's presence across key states. The bank is focused on evolving with the financial landscape through investments in technology and digital banking. Notably, PNC formed a partnership with Coinbase to provide institutional clients access to cryptocurrency services, marking a strategic shift into a previously risky market.
PNC Financial Services, headquartered in Pittsburgh, operates as a 'super-regional' bank, with a national footprint that has expanded through strategic acquisitions, like BBVA USA.
In July 2025, PNC announced a partnership with Coinbase to provide institutional clients access to crypto-related financial services, allowing banking clients to transact cryptocurrencies on PNC's platform.
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