Onity Group reports record earnings in 2025

"2025 marked a turning point for the company. We delivered record net income and earnings per share, strengthened book value, and achieved double-digit adjusted ROE (return on equity) for the third consecutive year, he said in a statement. Our balanced business model proved resilient through shifting interest rates and policy changes, while record originations volume, strong recapture performance, and continued growth of our AI-enabled Servicing platform demonstrate the effectiveness of our strategy and strength of our execution."

"Diluted earnings per share rose to $21.46, up from $4.13 a year earlier, while total revenue increased 9% to $1.07 billion. Book value per share increased to $74 at the end of 2025, up $17 from the prior year, while return on equity reached 35%. The company added $85 billion in servicing volume during the year, including $45 billion in subservicing additions, and its total servicing portfolio grew to $328 billion in unpaid principal balance, according to a company press release."

"For the fourth quarter, income attributable to common stockholders totaled $126 million compared with a loss in the same period a year earlier. Diluted earnings per share reached $14.24, and the company added $29 billion in servicing volume from October through December. Onity had estimated net income attributable to common stockholders to be between $107 million and $131 million, up from $18 million in the prior quarter. The fourth quarter also included the release of a $120 million deferred tax valuation allowance,"

Diluted earnings per share rose to $21.46 from $4.13, and total revenue increased 9% to $1.07 billion. Book value per share increased to $74 and return on equity reached 35%. The company added $85 billion in servicing volume, including $45 billion in subservicing, growing the servicing portfolio to $328 billion in unpaid principal balance. Funded originations rose 43% to $43 billion and recapture volume more than doubled year over year. Fourth-quarter income attributable to common stockholders totaled $126 million and diluted EPS reached $14.24. A $120 million deferred tax valuation allowance was released. The board authorized up to $10 million in share repurchases through August 2026.

Read at www.housingwire.com