At the Temenos Regional Forum Americas 2025 in Florida, the discussion around AI in banking evolved from theoretical speculation to real-world deployment experiences. Executives detailed both successes and challenges in scaling AI solutions, highlighting a newfound urgency for adoption within the industry. Current research indicates that only 11% of banks have fully implemented AI, yet 43% are in progress, signaling a shift towards faster integration. Despite the urgency, significant concerns remain regarding data protection and regulatory compliance, creating a complex landscape for institutions aiming for rapid AI adoption.
The urgency is real, but so is the caution that comes with operating in one of the world's most regulated industries.
Today, only 11% of banks have implemented general AI, and 43% are in the process, which means that more than half have already moved forward.
In an industry traditionally known for deliberate, cautious decision-making, AI implementation has become a race where speed of execution matters as much as technical sophistication.
81% of the leaders also agree that banks that do not adopt artificial intelligence will fall behind the competition.
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