Motorists are warned that common additions such as roof boxes, tow bars, bicycle racks, window tints, and sunroofs may be treated as modifications. Not declaring these changes to insurers can void car insurance policies. Driving with invalid coverage can leave drivers unprotected if an accident occurs or a claim is needed. Roof boxes can provide extra luggage space, but they can still invalidate insurance when not listed on the policy. Bike carriers may increase the likelihood of damage or an accident, especially if installed incorrectly. Window tints, sunroofs, and tow bars must also be declared because they can increase vehicle cost and incident risk.
"Motorists are being warned that common modifications, such as adding roof boxes, towbars and bicycle racks, could end up costing them. Failing to declare these, as well as other modifications, including window tints and sunroofs, could void car insurance policies. They're urging motorists to inform insurers of any changes they make to their cars. If they fail to keep their insurance up to date, motorists could be driving with a void insurance policy, and if they need to make a claim, an insurer could refuse to pay out."
"Additions, including tow bars, roof boxes, and bike racks, can all be classed as modifications, as can window tints and sunroofs. While adding a roof box could make travelling with families easier by providing additional luggage space, it can void the insurance if it's not listed on the policy. The same is true for bike carriers, which are a necessity for cycling enthusiasts. This modification is seen as increasing the likelihood of damage or an accident, especially if it isn't installed correctly."
"Other, more obvious changes, like window tints, sunroofs, and adding a towbar, must also be declared, most likely because they could increase the vehicle's cost and the risk of an incident. Greg Wilson, CEO and car insurance expert at Quotezone.co.uk, said: "As motorists head off for bank holiday road trips, many make modifications, like adding a roof box or towbar. But, failing to inform the insurer of these changes could invalidate the insurance and leave the driver unprotected.""
""All the additions - towbars, roof boxes and racks, window tints, bicycle racks and adding a sunroof can all be seen as increasing the risk of an accident or the likelihood of damage, which is why it's so important to notify the insurer." "A recent Quotezone survey showed 65% of drivers didn't realise a sunroof could be seen as a modification. Declaring modifications helps ensure your cover re""
Read at London Business News | Londonlovesbusiness.com
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