#reverse-mortgages

[ follow ]
#mortgage-industry

FOA's good' reverse originator ranking reaffirmed by Morningstar DBRS

Morningstar reaffirmed Finance of America's MOR RVO2 rating, highlighting their growth and strategic focus on reverse mortgage products.

Property preservation firm MCS sees reverse channel as a growth opportunity

MCS aims to leverage its established services as it transitions into the reverse mortgage industry, recognizing both similarities and differences.

Mutual of Omaha's reverse division launches broker protection program

Mutual of Omaha Mortgage's Broker Protect program offers brokers unprecedented protections, enhancing trust and collaboration within the reverse mortgage industry.

MISMO working group targets January for new reverse mortgage standards

MISMO is set to release new reverse mortgage standards by January 2025 to promote wider integration and adoption in the lending industry.

CMG's reverse division adds Kari Van Kleef as ops manager

Kari Van Kleef has been appointed as reverse mortgage operations manager at CMG Home Loans, highlighting the company's growth in the reverse mortgage sector.

Rate's reverse mortgage leader talks growth through forward posture

Rate's reverse mortgage division, under Ryan Ogata's leadership, has experienced substantial growth, increasing endorsement volume by approximately 870% year-to-date.

FOA's good' reverse originator ranking reaffirmed by Morningstar DBRS

Morningstar reaffirmed Finance of America's MOR RVO2 rating, highlighting their growth and strategic focus on reverse mortgage products.

Property preservation firm MCS sees reverse channel as a growth opportunity

MCS aims to leverage its established services as it transitions into the reverse mortgage industry, recognizing both similarities and differences.

Mutual of Omaha's reverse division launches broker protection program

Mutual of Omaha Mortgage's Broker Protect program offers brokers unprecedented protections, enhancing trust and collaboration within the reverse mortgage industry.

MISMO working group targets January for new reverse mortgage standards

MISMO is set to release new reverse mortgage standards by January 2025 to promote wider integration and adoption in the lending industry.

CMG's reverse division adds Kari Van Kleef as ops manager

Kari Van Kleef has been appointed as reverse mortgage operations manager at CMG Home Loans, highlighting the company's growth in the reverse mortgage sector.

Rate's reverse mortgage leader talks growth through forward posture

Rate's reverse mortgage division, under Ryan Ogata's leadership, has experienced substantial growth, increasing endorsement volume by approximately 870% year-to-date.
moremortgage-industry
#mismo

MISMO tech VP on what the reverse mortgage working group brings to the table

MISMO aims to standardize reverse mortgage data to enhance collaboration within the mortgage finance ecosystem.

MISMO reverse mortgage work group on track to deliver new standards

The MISMO work group is developing reverse mortgage standards to enhance mainstream acceptance, with a release target for January 2025.

MISMO tech VP on what the reverse mortgage working group brings to the table

MISMO aims to standardize reverse mortgage data to enhance collaboration within the mortgage finance ecosystem.

MISMO reverse mortgage work group on track to deliver new standards

The MISMO work group is developing reverse mortgage standards to enhance mainstream acceptance, with a release target for January 2025.
moremismo

Origins: From nuclear physics aboard submarines to reverse mortgage origination

Rick Schluter's journey from nuclear physics and submarines to reverse mortgages shows diverse career paths are possible and often unexpected.
#finance

FOA claims 98% participation in bond exchange offer

FOA's bond exchange offer received nearly 98% participation, enhancing financial flexibility and restructuring debt obligations.

Finance of America details reverse mortgage marketing moves, new Selleck spots

Finance of America aims to attract senior borrowers through new marketing strategies and product enhancements, leveraging a celebrity spokesperson for appeal.

FOA claims 98% participation in bond exchange offer

FOA's bond exchange offer received nearly 98% participation, enhancing financial flexibility and restructuring debt obligations.

Finance of America details reverse mortgage marketing moves, new Selleck spots

Finance of America aims to attract senior borrowers through new marketing strategies and product enhancements, leveraging a celebrity spokesperson for appeal.
morefinance
#legal-dispute

Unison argues in court that its equity sharing agreement is not a reverse mortgage

Equity sharing agreements may be legally classified as reverse mortgages under Washington state law, challenging claims that they are not debt-based.

Reverse mortgage lender Longbridge Financial sues competitor over deceptive marketing accusations

Longbridge Financial is suing Mutual of Omaha for deceptive marketing practices regarding reverse mortgages that violate legal standards.

Unison argues in court that its equity sharing agreement is not a reverse mortgage

Equity sharing agreements may be legally classified as reverse mortgages under Washington state law, challenging claims that they are not debt-based.

Reverse mortgage lender Longbridge Financial sues competitor over deceptive marketing accusations

Longbridge Financial is suing Mutual of Omaha for deceptive marketing practices regarding reverse mortgages that violate legal standards.
morelegal-dispute
#hecm

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.
morehecm
#home-equity-conversion-mortgage

Judge denies Texas Capital Bank motion for summary judgment in Ginnie Mae dispute

Ginnie Mae's actions regarding reverse mortgage liens were upheld by the court, denying Texas Capital Bank's summary judgment request.

Reverse industry rep reappointed to role on HUD housing counseling committee

Carol Dujanovich reappointed to HUD's Housing Counseling Federal Advisory Committee, focusing on improving housing support for seniors in reverse mortgage programs.

FHA commissioner, HUD counseling head on serving seniors with reverse mortgages

Rising interest rates challenge the affordable housing crisis, affecting all lending sectors, including reverse mortgages.

HUD counseling head says partnership with reverse mortgage industry ensures seniors' safety

HUD emphasizes public-private partnership to support housing for older Americans.
Modernization efforts aim to enhance accessibility of counseling services for seniors.

CMG reverse VP talks HECM for Purchase and division growth plans

CMG Home Loans aims to enhance its reverse mortgage offerings, particularly through the HECM for Purchase market, leveraging referral relationships with real estate agents.

Guild's Jim Cory on company confidence in reverse mortgages

Guild Mortgage has launched Flex Payment Mortgage products, emphasizing growth in the reverse mortgage sector post Cherry Creek acquisition.

Judge denies Texas Capital Bank motion for summary judgment in Ginnie Mae dispute

Ginnie Mae's actions regarding reverse mortgage liens were upheld by the court, denying Texas Capital Bank's summary judgment request.

Reverse industry rep reappointed to role on HUD housing counseling committee

Carol Dujanovich reappointed to HUD's Housing Counseling Federal Advisory Committee, focusing on improving housing support for seniors in reverse mortgage programs.

FHA commissioner, HUD counseling head on serving seniors with reverse mortgages

Rising interest rates challenge the affordable housing crisis, affecting all lending sectors, including reverse mortgages.

HUD counseling head says partnership with reverse mortgage industry ensures seniors' safety

HUD emphasizes public-private partnership to support housing for older Americans.
Modernization efforts aim to enhance accessibility of counseling services for seniors.

CMG reverse VP talks HECM for Purchase and division growth plans

CMG Home Loans aims to enhance its reverse mortgage offerings, particularly through the HECM for Purchase market, leveraging referral relationships with real estate agents.

Guild's Jim Cory on company confidence in reverse mortgages

Guild Mortgage has launched Flex Payment Mortgage products, emphasizing growth in the reverse mortgage sector post Cherry Creek acquisition.
morehome-equity-conversion-mortgage
#consumer-protection

Mutual of Omaha granted more time to respond to Longbridge allegations

Mutual of Omaha Mortgage receives extended time to respond to legal claims over running deceptive reverse mortgage review websites.

New York spotlights reverse mortgage scam risk on National Senior Citizens Day

Beware of reverse mortgage scams that pressure older adults into hasty decisions without adequate understanding.

Mutual of Omaha granted more time to respond to Longbridge allegations

Mutual of Omaha Mortgage receives extended time to respond to legal claims over running deceptive reverse mortgage review websites.

New York spotlights reverse mortgage scam risk on National Senior Citizens Day

Beware of reverse mortgage scams that pressure older adults into hasty decisions without adequate understanding.
moreconsumer-protection
from www.housingwire.com
2 weeks ago

Where the presidential candidates stand on elder care issues

Harris emphasizes a strong federal role in elder care, while Trump favors market-based solutions and less federal involvement.
#financial-services

Onity Group strikes deal for $55M in MAM assets

Onity Group's acquisition of Mortgage Asset Management is poised to enhance its financial position and strategic capabilities in the reverse mortgage sector.

Leading Australian reverse mortgage lender undergoes rebrand

Heartland Bank rebrands its reverse mortgage division to better serve older Australians in response to a growing demand for reverse mortgages.
from www.housingwire.com
2 months ago

Guild announces new Flex Payment Mortgage' suite of reverse products

Guild Mortgage introduces the Flex Payment Mortgage, enabling seniors to access home equity without needing to sell or affecting their social benefits.
from www.housingwire.com
2 months ago

Origins: Moving from hospital administration to reverse mortgages

David Heilman transitioned from health care to reverse mortgages, focusing on financial health for seniors.

Onity Group strikes deal for $55M in MAM assets

Onity Group's acquisition of Mortgage Asset Management is poised to enhance its financial position and strategic capabilities in the reverse mortgage sector.

Leading Australian reverse mortgage lender undergoes rebrand

Heartland Bank rebrands its reverse mortgage division to better serve older Australians in response to a growing demand for reverse mortgages.

Guild announces new Flex Payment Mortgage' suite of reverse products

Guild Mortgage introduces the Flex Payment Mortgage, enabling seniors to access home equity without needing to sell or affecting their social benefits.

Origins: Moving from hospital administration to reverse mortgages

David Heilman transitioned from health care to reverse mortgages, focusing on financial health for seniors.
morefinancial-services
#property-taxes
from www.housingwire.com
3 weeks ago
Real estate

Mayor who recommended reverse mortgages calls comments regrettable'

Mayor Misha Pride suggested reverse mortgages for seniors facing rising property taxes but later regretted his comment, seeking broader tax relief solutions.

High property taxes in Maine? Mayor says to consider a reverse mortgage'

The mayor acknowledges rising property taxes are a challenge for those on fixed incomes, suggesting a reverse mortgage as a last resort option.

Mayor who recommended reverse mortgages calls comments regrettable'

Mayor Misha Pride suggested reverse mortgages for seniors facing rising property taxes but later regretted his comment, seeking broader tax relief solutions.

High property taxes in Maine? Mayor says to consider a reverse mortgage'

The mayor acknowledges rising property taxes are a challenge for those on fixed incomes, suggesting a reverse mortgage as a last resort option.
moreproperty-taxes
#ginnie-mae

Ginnie Mae's Sam Valverde on the mission of the reverse securities program

Ginnie Mae is increasingly involved in the reverse mortgage market to maintain liquidity and support seniors' financial needs.

Court denies Ginnie Mae request in Texas Capital Bank lawsuit

The court denied the government's attempt to change the venue in the case brought by Texas Capital Bank against Ginnie Mae, favoring TCB's arguments.

Ginnie Mae's Sam Valverde on the mission of the reverse securities program

Ginnie Mae is increasingly involved in the reverse mortgage market to maintain liquidity and support seniors' financial needs.

Court denies Ginnie Mae request in Texas Capital Bank lawsuit

The court denied the government's attempt to change the venue in the case brought by Texas Capital Bank against Ginnie Mae, favoring TCB's arguments.
moreginnie-mae
#fha

FHA's Julia Gordon reflects on housing successes, challenges at reverse mortgage conference

FHA Commissioner Julia Gordon highlighted the release of the updated HUD Handbook as a major achievement in enhancing the HECM program's consistency and quality.

DOJ, Nutter Home Loans reach $2.4M settlement over False Claims Act allegations

DOJ secures $2.4 million settlement from Nutter Home Loans for underwriting ineligible reverse mortgages, aiming to protect FHA insurance integrity.

FHA's Julia Gordon reflects on housing successes, challenges at reverse mortgage conference

FHA Commissioner Julia Gordon highlighted the release of the updated HUD Handbook as a major achievement in enhancing the HECM program's consistency and quality.

DOJ, Nutter Home Loans reach $2.4M settlement over False Claims Act allegations

DOJ secures $2.4 million settlement from Nutter Home Loans for underwriting ineligible reverse mortgages, aiming to protect FHA insurance integrity.
morefha
#home-equity

California-based Premier Plus Lending adds reverse mortgage division

Premier Plus Lending is launching a new division focused on reverse mortgages and home equity solutions for seniors.

What to do if you run out of money in retirement

Retiring at 65 may lead to financial shortfalls for many American households.
Understanding reverse mortgages can provide essential cash flow for retirees.

Senior-held home equity bounces back in Q1 2024: NRMLA

Senior homeowners aged 62 and older saw an increase in collective home equity levels by $328.5 billion in Q1 2024, reaching $13.19 trillion.

California-based Premier Plus Lending adds reverse mortgage division

Premier Plus Lending is launching a new division focused on reverse mortgages and home equity solutions for seniors.

What to do if you run out of money in retirement

Retiring at 65 may lead to financial shortfalls for many American households.
Understanding reverse mortgages can provide essential cash flow for retirees.

Senior-held home equity bounces back in Q1 2024: NRMLA

Senior homeowners aged 62 and older saw an increase in collective home equity levels by $328.5 billion in Q1 2024, reaching $13.19 trillion.
morehome-equity
#housing-market

Reverse mortgage lenders are ready for lower interest rates

The 50 bps Fed rate cut could positively impact the reverse mortgage industry and seniors on fixed incomes.

Baby boomers are most active in these housing markets

Baby boomers represent a significant market force in real estate, using their wealth to shape housing demand and competition.

How reverse mortgage lenders are planning for potentially lower rates

Federal Reserve's potential rate cut could lower mortgage rates, impacting reverse mortgage strategies and borrower education.

Rate's reverse mortgage leader on product specialization and growth

Rate's reverse mortgage division is experiencing growth under new leadership, driven by strategic insights into the traditional mortgage market.

Reverse mortgage lenders are ready for lower interest rates

The 50 bps Fed rate cut could positively impact the reverse mortgage industry and seniors on fixed incomes.

Baby boomers are most active in these housing markets

Baby boomers represent a significant market force in real estate, using their wealth to shape housing demand and competition.

How reverse mortgage lenders are planning for potentially lower rates

Federal Reserve's potential rate cut could lower mortgage rates, impacting reverse mortgage strategies and borrower education.

Rate's reverse mortgage leader on product specialization and growth

Rate's reverse mortgage division is experiencing growth under new leadership, driven by strategic insights into the traditional mortgage market.
morehousing-market

How a D.C.-based reverse mortgage assistance program was revived

The DCHFA has relaunched its ReMIT program to assist reverse mortgage borrowers in D.C., responding to inflation and community needs.
#financial-planning

The month in reverse mortgage rates: September 2024

Homeowners benefit from obtaining reverse mortgages sooner rather than later due to greater financial efficiency and risk management.

Buying with a twist: Reverse mortgages for senior buyers

Seniors often hesitate to move from their homes due to emotional and financial concerns, despite beneficial options like reverse mortgages.

The month in reverse mortgage rates: September 2024

Homeowners benefit from obtaining reverse mortgages sooner rather than later due to greater financial efficiency and risk management.

Buying with a twist: Reverse mortgages for senior buyers

Seniors often hesitate to move from their homes due to emotional and financial concerns, despite beneficial options like reverse mortgages.
morefinancial-planning

Louisiana homeowners insurance costs lead more seniors to reverse mortgages

Homeowners insurance costs are rising, affecting fixed-income seniors and spurring interest in reverse mortgages for financial relief.

Bringing reverse mortgages to a symposium celebrating women in finance - HousingWire

Richelle Hopkins emphasizes the supportive role of WIFS in her career, especially in discussing reverse mortgages within the association.

Origins: From young country club caddy to reverse mortgage professional

Success in the reverse mortgage sector can inspire youth and shape career choices, as seen in Chris Bruser's story.
#housing-policy

Montana's reverse mortgage program could have room for industry collaboration

Montana's Reverse Annuity Mortgage (RAM) program effectively supports seniors with lower costs compared to traditional reverse mortgages, aiding financial stability.

What are the presidential candidates' records on reverse mortgages?

Kamala Harris accepts the Democratic nomination amid significant campaign focus, with reverse mortgage policies intersecting subtly with broader housing issues.

Montana's reverse mortgage program could have room for industry collaboration

Montana's Reverse Annuity Mortgage (RAM) program effectively supports seniors with lower costs compared to traditional reverse mortgages, aiding financial stability.

What are the presidential candidates' records on reverse mortgages?

Kamala Harris accepts the Democratic nomination amid significant campaign focus, with reverse mortgage policies intersecting subtly with broader housing issues.
morehousing-policy

HighTechLending to rebrand wholesale channel as American Senior Lending

HighTechLending rebrands its wholesale lending division to American Senior Lending Wholesale Division to focus primarily on reverse mortgages for senior borrowers.

Wall St. Pro Breaks Down Reverse Mortgages In Masterclass

Reverse mortgages allow homeowners to access home equity without mortgage payments but come with fees and interest.
Consider a home equity loan as an alternative to reverse mortgages, especially with rising interest rates.

In Q1 earnings, Longbridge parent expects reverse mortgage market to improve

Ellington Financial's reverse mortgage segment had lower earnings in Q1 but expects positive contributions soon, completing its first securitization of proprietary reverse mortgages.

South River president on reverse mortgage business, data science and priorities

Expanding sales floor and remote loan officers driving growth in reverse mortgages market.
Data science and statistical modeling crucial for improving results and targeting qualified consumers.
[ Load more ]