#homeowners

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Homeowner's guide to 2024 ballot measures - including one state that could eliminate property taxes

Homeowners should weigh the implications of property tax ballot measures, considering both potential savings and the benefits of public services funded by those taxes.
#home-insurance

Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?

Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.

How to File a Home Insurance Claim in the Wake of a Hurricane or Other Catastrophe

Homeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.

Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?

Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.

How to File a Home Insurance Claim in the Wake of a Hurricane or Other Catastrophe

Homeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.
morehome-insurance

Holiday home and property management in France - The Good Life France

Les Bons Voisins offers peace of mind by managing holiday homes in France, ensuring property maintenance is handled efficiently when owners are away.

Cloud Rendering's Role in Smart Home Visualization

Cloud rendering enhances smart home design by providing immersive, detailed visualizations, allowing homeowners to better imagine their future living spaces.

How net metering helps homeowners lower their energy bills over time

Solar panels reduce fossil fuel reliance and electricity costs through net metering, which incentivizes homeowners to adopt clean energy solutions.
#california

For 20% of California, half the paycheck or more goes to housing

20% of California households spend over half their income on housing, the highest rate in the US.

More than half of California renters challenged by housing costs

The struggle for housing affordability in California is marked by high percentages of both renters and homeowners who spend a significant portion of their income on housing.
from www.ocregister.com
3 weeks ago

56% of California renters slammed by housing costs vs. 35% of homeowners

California faces a severe housing affordability crisis, with over half of tenants burdened by excessive housing costs.
from www.ocregister.com
3 weeks ago

44% of California renters not satisfied' with their finances

California renters exhibit greater dissatisfaction with their financial situations compared to homeowners, reflecting a significant economic divide.

California insurance official takes heat over proposed reforms

California Insurance Commissioner Ricardo Lara is facing backlash over insurance reforms amid significant rate hikes and market withdrawals by major insurers.

17,000 Liberty Mutual customers in CA to lose fire insurance policy: Here's what you need to know

Liberty Mutual is discontinuing dwelling fire insurance for 17,000 Californians, impacting homeowners and landlords amid ongoing insurance industry changes.
from The Mercury News
1 week ago

For 20% of California, half the paycheck or more goes to housing

20% of California households spend over half their income on housing, the highest rate in the US.

More than half of California renters challenged by housing costs

The struggle for housing affordability in California is marked by high percentages of both renters and homeowners who spend a significant portion of their income on housing.

56% of California renters slammed by housing costs vs. 35% of homeowners

California faces a severe housing affordability crisis, with over half of tenants burdened by excessive housing costs.

44% of California renters not satisfied' with their finances

California renters exhibit greater dissatisfaction with their financial situations compared to homeowners, reflecting a significant economic divide.

California insurance official takes heat over proposed reforms

California Insurance Commissioner Ricardo Lara is facing backlash over insurance reforms amid significant rate hikes and market withdrawals by major insurers.

17,000 Liberty Mutual customers in CA to lose fire insurance policy: Here's what you need to know

Liberty Mutual is discontinuing dwelling fire insurance for 17,000 Californians, impacting homeowners and landlords amid ongoing insurance industry changes.
morecalifornia

7 Classic Haunted House Signs You've Been Wrong About All Along

Homeowners often mistake maintenance issues for ghostly occurrences, with 60% suspecting their homes are haunted.

Sagent's Dara: Advancing mortgage loss mitigation

Sagent's Dara platform modernizes mortgage assistance applications, improving user experience and operational efficiency for mortgage servicers.
#insurance

Insurance is failing hurricane survivors: People thought they were covered'

Many US homeowners lack flood insurance, risking claim denials after hurricanes, as standard home insurance doesn't cover flooding.
Flooding affects 99% of US counties, yet only 6% of homes are insured against it.

Tens of thousands of New York homeowners must find new property insurance providers. Here's why.

Two property insurance companies are exiting New York, leaving thousands of homeowners in urgent need of new coverage options.
Unique challenges for Long Island homeowners include increasing insurance premiums and weather-related claims.

Insurance is failing hurricane survivors: People thought they were covered'

Many US homeowners lack flood insurance, risking claim denials after hurricanes, as standard home insurance doesn't cover flooding.
Flooding affects 99% of US counties, yet only 6% of homes are insured against it.

Tens of thousands of New York homeowners must find new property insurance providers. Here's why.

Two property insurance companies are exiting New York, leaving thousands of homeowners in urgent need of new coverage options.
Unique challenges for Long Island homeowners include increasing insurance premiums and weather-related claims.
moreinsurance

120+ Housewarming Gift Ideas for Literally Anyone

Gift-giving can ease the anxiety of moving to a new home and celebrate new beginnings.
#mortgage-rates

Experts say this 'magic mortgage rate' will unlock the housing market

Mortgage rates increased back to 6.62%, impacting refinancing interest.
The 'magic mortgage rate' to increase sales is below 5.5%.
Homeowners are reluctant to sell at current mortgage rates.

22 cities where homebuyers and owners will benefit most as interest rates tumble

Home affordability has improved due to declining mortgage rates, encouraging both buyers and owners to reengage with the market.

Is Now the Right Time To Refinance? What You Need To Know Before Applying

Mortgage interest rates are falling, prompting many homeowners to consider refinancing, but they should weigh costs and actual benefits carefully.

Experts say this 'magic mortgage rate' will unlock the housing market

Mortgage rates increased back to 6.62%, impacting refinancing interest.
The 'magic mortgage rate' to increase sales is below 5.5%.
Homeowners are reluctant to sell at current mortgage rates.

22 cities where homebuyers and owners will benefit most as interest rates tumble

Home affordability has improved due to declining mortgage rates, encouraging both buyers and owners to reengage with the market.

Is Now the Right Time To Refinance? What You Need To Know Before Applying

Mortgage interest rates are falling, prompting many homeowners to consider refinancing, but they should weigh costs and actual benefits carefully.
moremortgage-rates

The Panic About the Parapets

Homeowners in Brownstone Brooklyn are reacting to new mandated parapet wall inspections, triggering confusion and anxiety regarding compliance and inspection legitimacy.
#renters
from The Mercury News
3 weeks ago
California

44% of California renters 'not satisfied' with their finances

California renters feel more financially insecure compared to homeowners, with a notable divide in satisfaction and economic outlook.

Rent Burden by City: Where Residents Spend the Highest Share of Income on Rent

Typical renters spent 31% of their income on rent, highlighting a significant affordability issue compared to homeowners.

Renter households surged at triple the rate of homeowners

Renter population growing three times faster than homeowners.

44% of California renters 'not satisfied' with their finances

California renters feel more financially insecure compared to homeowners, with a notable divide in satisfaction and economic outlook.

Rent Burden by City: Where Residents Spend the Highest Share of Income on Rent

Typical renters spent 31% of their income on rent, highlighting a significant affordability issue compared to homeowners.

Renter households surged at triple the rate of homeowners

Renter population growing three times faster than homeowners.
morerenters

Half of Homeowners 'Set and Forget' Their Home Insurance-Despite 'Record-Breaking' Year of Extreme Weather

Hurricane Helene highlights the risks of complacency among homeowners regarding insurance coverage, as many are underinsured despite increasing extreme weather events.

'End of an era': New owners of iconic Toronto dollhouse give dolls, decorative pieces away | CBC News

New homeowners gave away decorative items from the iconic 'dollhouse' to engage the community and raise funds for charity.
from San Jose Spotlight
1 month ago

Los Gatos homeowners risk losing fire insurance - San Jose Spotlight

Homeowners in California face uncertainty about wildfire insurance renewals as major insurers like State Farm abandon high-risk areas.
#renewable-energy

Homeowners are getting paid up to $10,500 a year to create 'virtual power plants' to help out stressed grids

Homeowners can leverage renewable energy for grid support and earn payments through virtual power plants, especially during peak demand.

EDF launches 'Britain's first' solar tariff with no standing charge that offers 10 solar panels for 8,495

EDF introduces no-standing-charge solar tariff to save homeowners up to £800 per year.

Homeowners are getting paid up to $10,500 a year to create 'virtual power plants' to help out stressed grids

Homeowners can leverage renewable energy for grid support and earn payments through virtual power plants, especially during peak demand.

EDF launches 'Britain's first' solar tariff with no standing charge that offers 10 solar panels for 8,495

EDF introduces no-standing-charge solar tariff to save homeowners up to £800 per year.
morerenewable-energy

New Homes Ombudsman calls for developers to be forced to register in order to protect homeowners

All housebuilders must register with the New Homes Ombudsman to protect homeowners effectively.
The New Homes Ombudsman helps address new home issues, but only 50% of homeowners currently benefit.

Large lenders have expanded their digital home equity options

Mortgage lenders are enhancing home equity lending accessibility with digital processes and new options for borrowers.

Letters: True cost

Tree-killing beetles pose not only biological risks but also financial challenges for homeowners in San Jose who maintain street trees.

I'm 45, living in Florida, and my property insurance has skyrocketed - should I move?

Homeowners like Greg are facing severe financial strain due to skyrocketing property insurance premiums in Florida.
The increase in hurricanes and insurance fraud is driving premium costs up.

Cape Cod Couple Blame Pickleball Court for Failure To Sell Their Home: How the Popular Sport Could Affect a Sale

Homeowners near pickleball courts face noise complaints affecting property values, highlighting a divide between enthusiasts and neighboring residents.
#interest-rates

Relief for mortgage holders as string of rate cuts on the way

Falling inflation may lead to significant interest rate cuts by the ECB, providing relief for tracker mortgage holders in the eurozone.

Price war erupts as six of seven major mortgage lenders slash rates

Price war between UK mortgage lenders as rates drop
Relief for homeowners with expiring fixed-rate deals

Relief for mortgage holders as string of rate cuts on the way

Falling inflation may lead to significant interest rate cuts by the ECB, providing relief for tracker mortgage holders in the eurozone.

Price war erupts as six of seven major mortgage lenders slash rates

Price war between UK mortgage lenders as rates drop
Relief for homeowners with expiring fixed-rate deals
moreinterest-rates

What if I have too much trash to fit in my required NYC Bin?

New Yorkers must use city-approved garbage bins for trash starting 2024.
Each bin holds about three to four bags of household trash.

Summit, N.J. homeowners say backyards are falling into a brook. See the damage.

Residents in Summit, N.J. are losing their backyards to erosion due to a malfunctioning stormwater drainage system.
#flooding

Suffolk County executive confident federal government will help with storm damage costs. What homeowners should do to assess their losses

Suffolk County is seeking federal disaster relief following a devastating flood, urging homeowners to document damages and submit surveys for assistance.

You think L.A. is risky? Try Houston. Or San Bernardino

Houston is ranked as the riskiest city for homeowners in the US, due to high heat, flooding, and property crimes.
Other high-risk cities include San Bernardino, Glendale, and several cities in Florida and Louisiana.

Suffolk County executive confident federal government will help with storm damage costs. What homeowners should do to assess their losses

Suffolk County is seeking federal disaster relief following a devastating flood, urging homeowners to document damages and submit surveys for assistance.

You think L.A. is risky? Try Houston. Or San Bernardino

Houston is ranked as the riskiest city for homeowners in the US, due to high heat, flooding, and property crimes.
Other high-risk cities include San Bernardino, Glendale, and several cities in Florida and Louisiana.
moreflooding

This U.K. Victorian Has Been Transformed into a Dark, Moody, and Dramatic Home

The couple's home is a reflection of their personalities, emphasizing comfort, vintage charm, and a love for eclectic decor.

American homeowners are in a 'deferral mindset' with spending, says Home Depot CFO

Homeowners are financially well-off but hesitant to spend on major purchases due to high prices and interest rates.

The Pleasures of a One-Bedroom, One-Bathroom Cabin

Having an award-winning architect design your home can be a dream come true, but preferences can change over time as seen with Chris Rogers.

More Funding Available For Residents to Build Accessory Dwelling Units

New York City Mayor announced additional funds and streamlined process for homeowners to create ADUs, promoting stable and affordable housing.

Following HOME approvals, Council calls for affordability programs to aid longtime residents - Austin Monitor

Lower- and middle-income homeowners targeted for assistance to build more homes on existing lots.
#climate-change

Extreme weather causing billions of dollars in damage, driving up insurance premiums: StatsCan | CBC News

Extreme weather events lead to rising insurance claims and premiums, impacting homeowners and insurers alike.

California releases proposal with goal to boost home insurance in areas with high wildfire risk

Insurance companies may find it easier to provide coverage in high-risk wildfire areas with a new proposal using computer models for rate adjustments.

Extreme weather causing billions of dollars in damage, driving up insurance premiums: StatsCan | CBC News

Extreme weather events lead to rising insurance claims and premiums, impacting homeowners and insurers alike.

California releases proposal with goal to boost home insurance in areas with high wildfire risk

Insurance companies may find it easier to provide coverage in high-risk wildfire areas with a new proposal using computer models for rate adjustments.
moreclimate-change

Tips when hiring a contractor

Homeowners can ensure finding the right contractor by employing various strategies.

New data reveals which homeowners made the most by selling up in 2023

Homeowners made average gains in 2023: Detached - 137,000, Bungalow - 102,000, Semi-detached - 81,000, Terraced - 65,000, Flat - 30,000.
Homeowners with bungalows typically left 11 years between moves, compared to 10 years for detached homes, and 9 years for semi-detached, terraced homes, or flats.

Undergrounding all utilities in SF is nearly impossible, according to officials: Here's why

PG&E says there is no money left to underground the rest of San Francisco, disappointing homeowners.
San Francisco Supervisor Aaron Peskin says that despite raising rates, PG&E's funds for undergrounding are gone.

Berkeley homeowners could get $3K for seismic upgrades

Berkeley officials are inviting homeowners to apply for grants to reinforce their homes against earthquakes.
The Earthquake Brace + Bolt grants, managed by the California Residential Mitigation Program, are available to homeowners in specific ZIP codes who live in buildings between one and four units.

Ask Amy: My neighbors want money because leaves fall in their yard

Homeowners are responsible for maintaining their own yards, including cleaning up leaves that fall into their neighbor's yard.
After saying no multiple times, you don't need to respond to your neighbors' request anymore.

New apartment plan | Flipboard

New York City is launching a pilot program to offer financial assistance to eligible homeowners for converting their basements, attics, or garages into apartments.
The program aims to increase affordable housing options in the city by utilizing existing space.
Fifteen homeowners will be selected for the pilot program and could receive up to $395,000 in funding for their conversion projects.

Should we be worried about the number of underwater homes?

The number of homeowners underwater on their mortgages has significantly decreased over the years, currently at only 1.8%. American homeowners' financial situation is generally stable and positive.
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