Recent analyses indicate that Camp Mystic has significantly more buildings at risk of flooding than previously reported. This includes at least 17 structures potentially impacted, with four cabins in an extreme flood hazard area. FEMA's longstanding maps do not adequately consider rainfall and flash flooding, relying mostly on coastal and river flood data. First Street’s examination shows a much larger number of Americans live in flood-prone areas than FEMA suggests. The failure of FEMA's mappings leaves homeowners and officials unaware of the true flood risks and lacking necessary precautions and insurance coverage.
FEMA's flood maps have not accounted for increasing rainfall intensity due to climate change, resulting in significant discrepancies between actual flood risks and official assessments.
More than twice as many Americans live in flood-prone areas than FEMA's maps indicate, revealing a serious oversight in flood risk assessment.
The human element of flood risk often goes unnoticed, despite the financial and preparation implications for homeowners and communities.
In recent years, many homes affected by flooding have been located outside FEMA's designated floodplains, leaving homeowners without insurance coverage.
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