The proposed goals for 2025 through 2027 are designed to ensure that the GSEs purchase mortgages that responsibly promote equitable access to affordable housing for low- and moderate-income families, minority communities, and other underserved populations.
This rule would establish a new compliance evaluation process that differs from the current framework, which requires either of the GSEs to submit a plan for improving its performance if it fails to reach a particular housing goal.
FHFA Director Sandra Thompson stated that establishing these kinds of goals will help ensure that constituencies are not lost in a broader shuffle of issues across the housing market.
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