TikTok user Chloe Jades explained that she earned 400,000 Amex points this year by converting Rakuten rewards into American Express Membership Rewards points. If you enable Membership Rewards Points in Rakuten, every future cashback will be credited to your Amex account, making your online shopping significantly rewarding. With retailers offering substantial cash back, it's a smart way to accrue travel points without changing your shopping habits.
Rakuten’s policy confirms that cash back earned before switching to points will be converted and transferred to the American Express Account at the next payment date. This means even past shopping experiences can retroactively enhance your travel rewards, rewarding users at the same rate as cash back receipts for future Amex points. This seamless process makes Rakuten an attractive option for smart spenders.
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