"Lifestyle creep is unavoidable for most people, but understanding and managing it plays a major role in maintaining financial stability... being mindful of how your spending habits change with your income can help you stay on track and avoid overspending."
"Set clear goals for your finances... create a budget to track your income and expenses... just because you can afford something doesn't mean you should buy it."
"Reviewing your credit card and bank statements can help, as can using a budgeting app... anything that makes it easier for you to track your spending and make adjustments can be a useful tool."
"Automate your savings... set up automatic transfers to your savings and investment accounts to ensure you're saving consistently."
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