A coalition of trade organizations, including ABA, HPC, ICBA, MBA, and U.S. Mortgage Insurers, sent a letter to FHFA expressing concerns about the inadequacy of the VantageScore 4.0 historical dataset planned for release in 2024.
Trade groups assert that the data going back to 2013 is insufficient, challenging FHFA's approval of VantageScore 4.0 based on limited historical data that might not accurately reflect the market's current status and needs.
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