Who will launch the personalized banking UX age: on-device Apple AI or banks' cloud-based AI?
Briefly

Unlike traditional cloud-based AI, on-device AI processes data locally, ensuring greater security and reducing latency.
Embedding AI directly into banking apps could transform how users interact with financial services, balancing security and personalized customer expectations.
The biggest barrier for AI adoption in finance is data privacy; cloud-based AI like ChatGPT may compromise real-time responses and data security.
Read at Medium
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