#mortgage-joint-venture

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Real estate
fromwww.housingwire.com
21 hours ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
NYC real estate
fromFortune
13 hours ago

Housing is so expensive, even a $87 billion Wall Street bank is giving workers $6.5K in cash to get on the property ladder | Fortune

Many American workers have abandoned homeownership dreams due to a housing crisis, prompting BNY to offer financial assistance for first-time homebuyers.
UK news
fromwww.independent.co.uk
6 hours ago

Experts issue mortgage cost warning as buyer demand drops

Rising mortgage costs are impacting buyer demand and house price expectations in the UK property market, leading to a slowdown in sales.
fromwww.housingwire.com
13 hours ago

Washington DFI charges Newrez with mortgage servicing violations

DFI alleges that Newrez engaged in unfair or deceptive practices that affected 29 Washington consumers by failing to mediate in good faith during foreclosure proceedings, providing misleading information, and responding to concerns untimely.
Washington DC
#real-estate
Real estate
fromtherealdeal.com
1 day ago

Last milking: How rough and dirty operators profit from failing buildings

Investors are buying rent-stabilized buildings despite losses, hoping for long-term gains, but face significant risks and challenges in the current market.
Real estate
fromwww.housingwire.com
2 days ago

Private listings are not just a listing fight, they may affect appraisals

Private listings threaten the integrity of mortgage data infrastructure and market fairness, undermining the reliability of residential market records.
SF real estate
fromwww.housingwire.com
19 hours ago

Nearly 1 in 2 home listings cut prices in Florida, Arizona

Arizona and Florida lead in home price reductions, reflecting significant market adjustments with over $119 billion in affected inventory.
Real estate
fromwww.housingwire.com
1 day ago

Real Brokerage adds 65-agent Equity Realty Group in Phoenix

The Real Brokerage Inc. expands in Phoenix by adding Randy Anaya and his 65-agent team, Equity Realty Group, enhancing its market presence.
Real estate
fromtherealdeal.com
1 day ago

Last milking: How rough and dirty operators profit from failing buildings

Investors are buying rent-stabilized buildings despite losses, hoping for long-term gains, but face significant risks and challenges in the current market.
Real estate
fromwww.housingwire.com
2 days ago

Private listings are not just a listing fight, they may affect appraisals

Private listings threaten the integrity of mortgage data infrastructure and market fairness, undermining the reliability of residential market records.
Business
from24/7 Wall St.
15 hours ago

UMB Financial Rated New Outperform: The Under-the-Radar Regional Bank Wall Street Just Discovered

UMB Financial has received an Outperform rating from Autonomous Research, indicating strong potential for growth and investment interest.
World news
fromwww.housingwire.com
1 day ago

Mortgage rates hold near 6.5% as Iran tensions raise volatility

Interest rate volatility is expected due to geopolitical tensions, particularly the war in Iran, impacting global inflation and economic stability.
fromwww.housingwire.com
2 days ago

NMB taps Herrera as president of Hispanic homeownership division

Yasser has such an incredible drive and understands that our business is rooted in the success of those around us, including our loan officers and the customers that look to us to educate and inform along their pathway to homeownership.
LA real estate
Renovation
fromwww.housingwire.com
1 day ago

Home renovation plans hold steady despite affordability hurdles

Home renovations are primarily funded through personal savings, driven by the need for functionality and a shortage of housing supply.
Higher education
fromFortune
2 days ago

Gen Z is rewriting the American Dream, and their parents are funding it-using tuition money for down payments, instead | Fortune

Parents are prioritizing homeownership over college tuition for their children due to rising costs and uncertain returns on education.
London startup
fromwww.theguardian.com
2 days ago

Want to know capitalism's endgame? Just look at private equity it has captured our everyday lives | Hettie O'Brien

Private equity is transforming nurseries in the UK, prioritizing profit over quality and accessibility in early childhood education.
East Bay real estate
fromThe Oaklandside
2 days ago

Affordable teacher housing is scarce. This group is trying an innovative solution in Oakland

Rooted program provides affordable housing for educators in Oakland, alleviating financial stress and promoting community investment.
#mortgage-rates
Remodel
fromwww.businessinsider.com
5 days ago

We bought a house with a 2.5% mortgage rate a few years ago. Our family's much bigger now, but moving is not an option.

Rising mortgage rates since 2019 have made moving to a larger home financially challenging for families.
Real estate
fromwww.housingwire.com
18 hours ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
Remodel
fromwww.businessinsider.com
5 days ago

We bought a house with a 2.5% mortgage rate a few years ago. Our family's much bigger now, but moving is not an option.

Rising mortgage rates since 2019 have made moving to a larger home financially challenging for families.
Real estate
fromwww.housingwire.com
18 hours ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
fromwww.housingwire.com
13 hours ago

Reverse mortgage brokers say lender contracts help with limits

Programs work by preventing lenders' retail teams from contacting borrowers who are already in a broker's active pipeline, automatically routing these customers back to their original advisers. They also monitor common refinance intent signals such as payoff requests and add the brokerage firm's contact information to borrowers' statements.
Real estate
Roam Research
fromwww.housingwire.com
6 days ago

Rocket Close, AWS partner to automate mortgage document workflows

Amazon Textract and Bedrock automate document processing, improving efficiency and reducing human error in handling diverse document types.
fromSubstack
1 week ago

Q1 Market Whiplash, Millionaire Tax Strategies and Bitcoin Backed Mortgages - Episode 183

The sharp rise in oil prices and renewed inflation concerns created significant pressure on both stocks and bonds, impacting investor sentiment and market dynamics.
Retirement
NYC real estate
fromwww.businessinsider.com
17 hours ago

BNY offers $6,500 for some homebuying employees, as even Wall Street workers struggle with housing costs

BNY offers $6,500 to US employees earning $100,000 or less to assist with first home purchases amid worsening housing affordability.
SF real estate
fromwww.housingwire.com
2 days ago

How top LOs dominated government lending in 2025

Knowledge of FHA and VA guidelines is crucial for success in the mortgage industry, especially for veterans and active-duty service members.
Business
fromAxios
2 days ago

Why JPMorgan Chase CEO Jamie Dimon isn't sweating private credit

Private credit market totals $1.8 trillion, with risks acknowledged but not seen as systemic by major financial institutions.
#housing-market
Real estate
fromFortune
13 hours ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
fromwww.housingwire.com
4 days ago
Real estate

How is the housing market weathering war-time economics?

Pending home sales decreased to 70,676, influenced by rising mortgage rates, while total pending sales remain higher year-over-year at 380,914.
fromFast Company
2 months ago
Real estate

Something just flipped in the U.S. mortgage market-and it's not rates coming down

Mortgage rates above 6% now exceed sub-3% pandemic-era loans, signaling a meaningful shift that can help ease inventory shortages and improve buyer access.
Real estate
fromFortune
13 hours ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
Real estate
fromwww.housingwire.com
1 day ago

Housing market crash unlikely despite war, high rates

Housing demand remains strong despite rising mortgage rates, with no historical precedent for price crashes without distressed sellers.
Real estate
fromwww.housingwire.com
4 days ago

How is the housing market weathering war-time economics?

Pending home sales decreased to 70,676, influenced by rising mortgage rates, while total pending sales remain higher year-over-year at 380,914.
Cryptocurrency
fromFortune
1 week ago

Housing giant Fannie-Mae to accept crypto-backed mortgages for the first time | Fortune

Fannie Mae now accepts crypto-backed mortgages, allowing digital assets to be used as collateral for home down payments.
#mortgage-underwriting
Real estate
fromwww.housingwire.com
1 day ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 day ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
SF real estate
fromwww.housingwire.com
6 days ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
#homeownership
NYC real estate
fromwww.businessinsider.com
5 days ago

We bought a house that's too small so we could afford our dream neighborhood. A $300,000 third-party loan will help us renovate.

The Feinbergs purchased a small home in Wayne, Pennsylvania, and planned to expand it using RenoFi financing based on future value.
NYC real estate
fromwww.businessinsider.com
5 days ago

We bought a house that's too small so we could afford our dream neighborhood. A $300,000 third-party loan will help us renovate.

The Feinbergs purchased a small home in Wayne, Pennsylvania, and planned to expand it using RenoFi financing based on future value.
Marketing tech
fromEntrepreneur
3 weeks ago

Is It Finally Time to Put Homebuyers First in Real Estate Tech?

Proptech startups prioritized revenue from real estate agents and brokerages rather than end-users, resulting in technology that optimizes intermediary efficiency instead of consumer benefit.
Retirement
fromSubstack
3 weeks ago

Can I Afford to Move #2: Is Draining Our Savings to Buy a Home a Bad Idea?

Depleting savings to purchase a home increases financial risk, but may be acceptable if income is stable and savings discipline is strong.
Law
fromwww.housingwire.com
1 month ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
#mortgage-lending
Real estate
fromwww.housingwire.com
1 day ago

Mortgage Workflow Fragmentation Drives Hidden Interoperability Tax Costs

Mortgage lenders face rising costs per loan due to operational complexity and fragmented workflows despite automation investments.
Real estate
fromwww.housingwire.com
2 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
SF real estate
fromwww.housingwire.com
3 weeks ago

Fannie Mae, Freddie Mac revise condo insurance standards

Fannie Mae and Freddie Mac updated insurance requirements allowing ACV roof coverage for condos while maintaining RCV for other property, reducing homeowner costs and expanding mortgage market access.
fromwww.housingwire.com
12 hours ago

RenoFi hires Brandon Silvia to drive renovation lending growth

Brandon Silvia will oversee all sales and production operations nationwide, with a mandate to scale volume, grow RenoFi's originator network and boost adoption of its artificial intelligence (AI)-enabled renovation lending platform.
Real estate
Real estate
fromwww.housingwire.com
2 days ago

Rocket overtakes UWM in 2025 HMDA loan count

The mortgage market grew in 2025, with increased originations and consolidation among lenders despite a decline in the number of active lenders.
SF real estate
fromwww.housingwire.com
3 weeks ago

Finance of America expands HomeSafe Second reverse mortgage

Finance of America launches HomeSafe Second, a second lien product for homeowners 55+ to access home equity without refinancing or making monthly payments.
fromwww.housingwire.com
8 hours ago

Real estate agent personas guide targets brokerage recruiting

Recruiting is not about convincing people; it is about diagnosing them. Most recruiters fail because they sell the brokerage instead of solving the agent's specific 3 a.m. nightmare.
Real estate
Real estate
fromwww.housingwire.com
11 hours ago

Rocktop Technologies forms Rocktop Digital, names Benson CEO

Rocktop Digital aims to transform validated assets into digital instruments, enhancing efficiency in capital markets through AI and blockchain integration.
#mortgage-technology
Real estate
fromwww.housingwire.com
1 day ago

Mike Detwiler is once again the head of Mortgage Cadence

Detwiler returns as CEO of Mortgage Cadence, emphasizing the need for innovation in a fragmented mortgage ecosystem.
Real estate
fromwww.housingwire.com
1 day ago

Mike Detwiler is once again the head of Mortgage Cadence

Detwiler returns as CEO of Mortgage Cadence, emphasizing the need for innovation in a fragmented mortgage ecosystem.
Real estate
fromwww.housingwire.com
2 days ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
fromwww.housingwire.com
1 day ago

Rate hires Adam Boyd as president of consumer lending

Adam Boyd brings over 25 years of experience in consumer lending, having transformed Citizens' home equity business into the largest originator in the U.S. and rebuilt its credit card platform.
Real estate
Real estate
fromwww.housingwire.com
2 days ago

ICE Mortgage Monitor shows serious delinquencies up 25%

Serious borrower distress is increasing, with 878,000 loans either 90-plus days past due or in foreclosure, marking the highest level since mid-2018.
Real estate
fromwww.housingwire.com
2 days ago

Presupposition is the mistake: Why housing marketing doesn't meet the bar

Marketing in housing fails to create demand, assuming people desire homeownership without addressing their actual preferences for flexibility and freedom.
Real estate
fromwww.housingwire.com
2 days ago

Tradeweb partners with Maxex to add non-agency loan trading

Tradeweb integrates Maxex to enhance non-agency and non-QM whole loan trading, starting with bulk trading in Q2 or Q3.
fromwww.housingwire.com
6 days ago

Mortgage lenders ramp up homebuilder divisions

Ginsburg stated that treating builder business as a core pillar rather than a side channel reflects a broader industry shift. He believes a healthy balance of builders should be around 15% to 20% of the overall retail book of business.
Real estate
Business
fromwww.housingwire.com
2 months ago

Rithm Capital expands mortgage partnership with Valon

Rithm, Newrez, and Valon are partnering to modernize mortgage servicing using ValonOS to deliver efficiency, scalability, and innovation for over four million homeowners.
Real estate
fromwww.housingwire.com
5 days ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
6 days ago

PartnerOne finalizes acquisition of Mortgage Cadence

Mortgage Cadence will enhance its capabilities under PartnerOne, focusing on long-term growth and innovation in loan origination technology.
Real estate
fromwww.housingwire.com
1 week ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Real estate
fromwww.housingwire.com
2 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
3 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
3 weeks ago

CrossCountry Mortgage to buy Summit Funding

CCM acquired Summit Mortgage Company, adding 168 loan officers and 45 branches to expand its $50.5 billion annual origination volume through strategic consolidation and operational synergies.
Real estate
fromwww.housingwire.com
3 weeks ago

Freedom Mortgage parent to acquire Seneca Mortgage Servicing

Freedom Superior acquires Seneca Mortgage Servicing from EJF Capital to expand its GSE-approved MSR platform and servicing capabilities, reaching a $642B portfolio.
Real estate
fromwww.housingwire.com
3 weeks ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Real estate
fromwww.housingwire.com
4 weeks ago

CrossCountry Mortgage launches dedicated homebuilder division

CrossCountry Mortgage launches a new Builder Division offering construction loans, bridge loans, and fix-and-flip financing to strengthen partnerships with builders and expand homeownership opportunities.
Real estate
fromwww.housingwire.com
1 month ago

9 Strategies to Build Mortgage Referral Clients & Your Pipeline

Strong mortgage pipelines develop through intentional, trust-based referral partnerships that prioritize relationship-driven introductions over transactional leads, requiring deliberate actions that create genuine value for partners.
Real estate
fromwww.housingwire.com
1 month ago

5 Referral Partners Every Loan Officer Needs to Build a Resilient Pipeline

Loan officers must cultivate diverse referral partnerships across multiple partner types to build stable, sustainable pipelines that withstand market cycles and unpredictable homebuying demand.
Real estate
fromwww.housingwire.com
1 month ago

Why mortgage licensing must be a priority for private lenders In 2026

Mortgage licensing is a critical legal and deal-enabling priority for private lenders, not an operational afterthought, with significant consequences for non-compliance including usury exposure, penalties, and loan enforceability risks.
Real estate
fromwww.housingwire.com
1 month ago

Mortgage escrow misconceptions persist as payment amounts rise

Rising property taxes, insurance premiums, and escrow misconceptions are causing unexpected mortgage payment increases and borrower surprise despite many claiming they understand escrow.
Real estate
fromwww.housingwire.com
2 months ago

Mortgage defects stabilize as lenders face quality control issues

Quality control staffing stabilized in 2025, but origination cost pressures and volume surges cause fluctuating defect types and levels, increasing buyback and defect risk.
fromFast Company
2 months ago

The mortgage industry just crossed a line it's avoided for years

"Today, an increasing number of consumers include crypto in their investment portfolios, while major financial institutions are deepening their involvement in crypto assets, supported by key regulatory developments," Newrez President Baron Silverstein said in the announcement, adding that now is the "right time" to weave crypto into the mortgage lending business.
Real estate
fromwww.housingwire.com
1 month ago

The Mortgage Collaborative and MBA partner to expand advocacy

This partnership was formed after thoughtful consultation with our advisory council, lender advocacy committee leaders and lender members to ensure it aligns with the needs and values of our network. Hall continued, The goal is to create stronger pathways for lender perspectives to be heard while giving members optional access to additional resources so they can engage at the level that fits them, Hall said. The partnership is designed to add value and amplify member voices.
Real estate
Real estate
fromBusiness Insider
1 month ago

I bought a house with my best friend. It's the best living situation I've ever had.

Two divorced single mothers purchased and share a house in Utica, creating a supportive, stable living arrangement that does not affect their romantic relationships.
Real estate
fromwww.housingwire.com
2 months ago

Foyer, Prosperity Home Mortgage partner on savings platform

Foyer and Prosperity launched a partnership providing savings-match, credit education and live advisers to help first-time buyers save for down payments and build readiness.
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