#consumer-finance

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#rewards-programs

Exclusive: Fintech Mesa launches promising 1% cash back on mortgages, up to 3x on other home needs

Mesa offers cashback and rewards for homeowners on mortgage and related expenses.
The mortgage product provides a unique approach to home financing by integrating rewards similar to credit card systems.

The Most-Searched Cash Back Credit Cards of 2024

Cash-back credit cards offer significant rewards, with options tailored to different spending habits and consumer needs.

Exclusive: Fintech Mesa launches promising 1% cash back on mortgages, up to 3x on other home needs

Mesa offers cashback and rewards for homeowners on mortgage and related expenses.
The mortgage product provides a unique approach to home financing by integrating rewards similar to credit card systems.

The Most-Searched Cash Back Credit Cards of 2024

Cash-back credit cards offer significant rewards, with options tailored to different spending habits and consumer needs.
morerewards-programs

How Citi is strengthening its merchant relationships through Citi Pay - Tearsheet

The integration of BNPL solutions demonstrates a significant shift in consumer purchasing influenced by financial services and technology.
#interest-rates

The Federal Reserve cuts interest rates by another quarter point. Here's what that means for you

The Federal Reserve's third consecutive rate cut offers relief to consumers burdened by previous high rates, though meaningful financial impact may take time.

What Fed Rate Cuts Will Mean for Five Areas of Your Financial Life

The Federal Reserve is expected to lower interest rates, benefiting borrowers but impacting savers.

What to know about a consequential Fed meeting.

The Federal Reserve's imminent interest rate cut aims to benefit borrowers, potentially reducing overall borrowing costs.

The Federal Reserve sets the stage for a rate cut here's what that means for your money

The Federal Reserve is likely to cut interest rates in September, easing financial burden for consumers.

5 top money moves to consider before the Federal Reserve's first rate cut since 2020

An interest rate cut is likely coming soon, offering potential relief to consumers facing high interest charges.

Why the interest-rate cut isn't delivering the relief consumers were hoping for

Fed rate cuts aren't providing immediate relief to consumers as borrowing costs remain high due to rising 10-year Treasury yields.

The Federal Reserve cuts interest rates by another quarter point. Here's what that means for you

The Federal Reserve's third consecutive rate cut offers relief to consumers burdened by previous high rates, though meaningful financial impact may take time.

What Fed Rate Cuts Will Mean for Five Areas of Your Financial Life

The Federal Reserve is expected to lower interest rates, benefiting borrowers but impacting savers.

What to know about a consequential Fed meeting.

The Federal Reserve's imminent interest rate cut aims to benefit borrowers, potentially reducing overall borrowing costs.

The Federal Reserve sets the stage for a rate cut here's what that means for your money

The Federal Reserve is likely to cut interest rates in September, easing financial burden for consumers.

5 top money moves to consider before the Federal Reserve's first rate cut since 2020

An interest rate cut is likely coming soon, offering potential relief to consumers facing high interest charges.

Why the interest-rate cut isn't delivering the relief consumers were hoping for

Fed rate cuts aren't providing immediate relief to consumers as borrowing costs remain high due to rising 10-year Treasury yields.
moreinterest-rates
#cfpb

Dustin Owen on the CFPB's role to prevent a housing market crash

Elon Musk's proposal to eliminate the CFPB could significantly affect consumer protections in finance and mortgage lending.

CFPB moves to finalize rules before Trump can 'delete' the agency

The CFPB is advancing consumer protections before the new Trump administration takes over.

The CFPB cracks down on bank overdraft fees with this new rule

The new regulation caps overdraft fees, aiming to save consumers $5 billion annually and increase transparency in banking practices.

How Kamala Harris would continue to rein in 'junk fees' for consumers

The U.S. consumer finance watchdog may expand its crackdown on hidden fees like mortgages and credit reporting if Kamala Harris wins the presidency.

Dustin Owen on the CFPB's role to prevent a housing market crash

Elon Musk's proposal to eliminate the CFPB could significantly affect consumer protections in finance and mortgage lending.

CFPB moves to finalize rules before Trump can 'delete' the agency

The CFPB is advancing consumer protections before the new Trump administration takes over.

The CFPB cracks down on bank overdraft fees with this new rule

The new regulation caps overdraft fees, aiming to save consumers $5 billion annually and increase transparency in banking practices.

How Kamala Harris would continue to rein in 'junk fees' for consumers

The U.S. consumer finance watchdog may expand its crackdown on hidden fees like mortgages and credit reporting if Kamala Harris wins the presidency.
morecfpb

BNPL is one of this season's hottest holiday marketing tools

Buy now, pay later plans are key for brands competing during the holiday season.
An expected $18.5 billion in BNPL spending indicates its growing popularity.
0% financing options are favored by retailers to enhance customer appeal without harming margins.

Announcing the 2024 Tearsheet Lending Awards Winners - Tearsheet

The Tearsheet Lending Awards highlight top performers in the lending sector, emphasizing innovation and access to financial services.
#credit-cards

Big banks are bracing for losses as Americans struggle to pay off debt

US consumers and businesses struggle with debt repayment amid rising inflation and interest rates, prompting banks to increase reserves for potential loan losses.

These10 Credit Cards Pay You Back More Than 2% Back

Due diligence is essential for evaluating credit cards, similar to stock market investments.

Big banks are bracing for losses as Americans struggle to pay off debt

US consumers and businesses struggle with debt repayment amid rising inflation and interest rates, prompting banks to increase reserves for potential loan losses.

These10 Credit Cards Pay You Back More Than 2% Back

Due diligence is essential for evaluating credit cards, similar to stock market investments.
morecredit-cards
from www.nytimes.com
2 months ago

What to Do if You Fall Behind on Auto Loan Payments

Lenders are illegally repossessing cars even after borrowers make payments or extensions, causing financial strain on families.

British unicorn Zilch turns profitable - Silicon Canals

Zilch achieved its first operating profit and over $130M revenue run rate, marking a significant milestone in the competitive fintech landscape.

Californians are not paying their bills at the highest level since 2021

Californians had the highest delinquency rate in paying bills since 2021's fourth quarter but still below pre-pandemic levels.

Equifax says mortgage-holders in B.C., Ontario, increasingly missed payments during Q4 | CBC News

Consumers in Ontario and British Columbia facing mortgage and credit payment challenges due to interest rates and inflation
Mortgage delinquency rates in Ontario and British Columbia surpassing pre-pandemic levels

Solving the credit riddle: providing mortgage professionals and borrowers the tools they need

Consumers express concerns about credit building, late payments, and credit report inaccuracies.
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