Will my health insurance premiums go up in 2026? What to know after the vote to reopen the government
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Will my health insurance premiums go up in 2026? What to know after the vote to reopen the government
"Unfortunately, the answer is likely to be a resounding yes, according to data compiled by the Kaiser Family Foundation (KFF), the nonprofit health research institute. Here's how much more individuals and families of four can expect to pay for their healthcare premiums in 2026, unless Republicans decide to extend Affordable Care Act (ACA) enhanced premium tax credits-something the majority of GOP congresspeople have repeatedly said they have no plans to do."
"Yesterday, eight Democratic and independent senators who are not up for reelection in the midterms next year voted to support a Republican Senate resolution that would fund the federal government and thus end the longest U.S. government shutdown in history. However, the agreement did not include the primary thing that Democrats had been holding out for: an extension of the Affordable Care Act's (ACA) expiring enhanced premium tax credits."
The Senate agreement to fund the federal government omitted extension of ACA enhanced premium tax credits. Millions received the credits to help pay high healthcare premiums. With the funding deal moving forward, Democrats lack leverage to force Republican support for an extension despite a promised vote before year-end. Kaiser Family Foundation data indicate that without the credits, individuals and families of four will face substantially higher insurance premiums in 2026. The loss of credits will increase out‑of‑pocket costs and significantly burden many cash‑strapped households across the country.
Read at Fast Company
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