
"Bigny is among the many Americans dependent on Affordable Care Act marketplace health insurance plans who are already struggling with the high cost of health care, according to a new survey from the health care research nonprofit KFF. Most of the more than 1,300 enrollees surveyed in early November say they anticipate that their health costs will be impacted next year if Congress doesn't extend expiring COVID-era tax credits that help more than 90% of enrollees pay for health insurance premiums, per KFF."
"President Donald Trump and some Republicans in Congress have circulated proposals in recent weeks to offer a short-term extension or reform the Affordable Care Act, but no plan has emerged as a clear winner. Meanwhile, the window for Americans to shop for next year's plans is well underway with less than a month to go until the subsidies expire."
A Virginia program manager faces nearly $900 monthly premiums that will rise $200 next year, forcing him to seek cheaper coverage and draining his savings. A KFF survey of more than 1,300 marketplace enrollees found most expect higher health costs if expiring COVID-era premium tax credits are not extended; those credits help over 90% of enrollees afford premiums. Enhanced credits are set to expire at year end amid congressional disagreement, with Democrats seeking a straight extension and several Republicans opposed. Proposals for short-term extensions or ACA reforms have circulated, but no consensus has emerged while enrollment continues.
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