Some Americans say they'll go without health insurance as ACA rates spike
Briefly

Some Americans say they'll go without health insurance as ACA rates spike
""We heavily considered that it might just be cheaper to give birth at home," Hooter, 24, told CBS News. "Just because that's an insane amount of debt to take on.""
"Since its introduction in 2010, the ACA has been instrumental in cutting the share of uninsured Americans from approximately 15% to 8%, according to Nima Sheth, vice president of health justice at the National Partnership for Women and Families, a nonprofit advocacy group. However, the number of people without health insurance is likely to surge if Congress fails to come up with a solution for the 22 million Americans who received an ACA tax credit, experts warn. The number of uninsured will rise by an average of 3.8 million each year from 2026 to 2034 without an extension of the credits, the Congressional Budget Office estimated in 2024."
"Americans in most states have until Jan. 15 to enroll in an ACA marketplace plan, according to healthinsurance.org."
Kassidy Hooter, a 24-year-old in her third trimester with a high-risk pregnancy, dropped her Affordable Care Act plan when a federal tax subsidy lapsed Dec. 31, 2025, making premiums unaffordable. A local medical center provided three months of financial aid through her due date; she plans to enroll her newborn in Medicaid. The ACA reduced the uninsured share from about 15% to 8% since 2010. If Congress does not extend tax credits, the uninsured population will likely surge; the CBO estimated an average rise of 3.8 million uninsured per year from 2026 to 2034. Open enrollment runs through Jan. 15 in most states.
Read at Cbsnews
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