'Your Rich BFF' Vivian Tu shares her top 4 personal finance tips

"Vivian Tu, born and raised in Baltimore, often connects her interest in personal finance to her upbringing as the daughter of Chinese immigrants. Her parents raised her to be frugal and appreciate money from an early age, but it wasn't until a few years into her corporate career that she realized she had a passion for the topic."

"Tu graduated from the University of Chicago and then began her career as a trader for JPMorgan in New York. After leaving Wall Street, she worked in sales at BuzzFeed for a couple of years. In late 2021, Tu started her TikTok account, which has 2.7 million followers to date."

"Finances are one of the most important conversations to have with your significant other, Tu said. Talking about money as a couple can be intimidating, but it's important for your future. While many people wait until they are engaged or married to talk about finances, Tu recommends you start as early as possible."

Vivian Tu, known as "Your Rich BFF" on TikTok, has built a massive following by making personal finance entertaining and accessible. Born to Chinese immigrant parents in Baltimore, Tu developed her frugality mindset early and later pursued a career as a JPMorgan trader before transitioning to financial education. She started her TikTok account in late 2021 after realizing colleagues constantly sought her financial advice. With 10 million followers across platforms, Tu also hosts a podcast, published two books including her recent "Well Endowed," and serves as chief of financial empowerment for SoFi. Her approach emphasizes practical topics like salary negotiation and credit card debt management, making finance less intimidating for everyday people.

Read at Fast Company