Do you always feel broke? How to get out of a financial rut, according to five money experts

"Financial ruts can feel insurmountable but some simple strategies can help to pull you out"

"The start of the Christmas season can trigger a lot of financial anxiety, as the prospect of paying for presents and parties looms large."

"But it's not just Christmas that brings about such worries. For many there are plenty of times during the year when they get that sinking feeling of just being broke."

Financial ruts can feel overwhelming, but simple strategies can help restore control and reduce stress. The start of the Christmas season often increases financial anxiety because of costs for presents and parties. Financial worry is not confined to the holidays; many people experience periodic episodes during the year when they feel broke and uncertain about meeting expenses. Those sinking feelings can be addressed through straightforward budgeting, practical spending choices, and targeted financial steps. Timely, manageable actions can lessen anxiety and help stabilize personal finances across the year.

Read at Independent