SME funded launches one-stop finance platform to plug funding gap for britain's builders and manufacturers

"SME Funded, founded by construction mergers and acquisitions specialist Bradley Lay, has positioned itself as the country's first genuine one-stop shop for funding in these two capital-hungry industries. The platform combines access to more than 130 lenders with its own deployable capital, promising faster decisions and more flexible terms than the traditional high street route."

"British SMEs have spent the past two years navigating tighter lending criteria, lengthening approval times and a noticeable retreat from small business banking by the major clearers. The Federation of Small Businesses has repeatedly warned that funding bottlenecks are throttling growth at precisely the moment the country needs it most, while construction insolvencies remain stubbornly high and manufacturers wrestle with input cost volatility."

""SMEs are the backbone of the UK economy, yet when it comes to finance, they're often underserved," he said. "Traditional lenders are slow, restrictive and risk averse. When businesses are growing, they hold them back, and when they're under pressure, they step away. We built SME Funded to change that. This is about giving business owners real access to capital, quickly, intelligently and without unnecessary barriers.""

"The product range is deliberately broad: business loans, asset and equipment finance, bridging and property finance, motor finance and software finance, each structured around the individual borrower rather than slotted into a generic template. The pitch is"

SME Funded is a specialist finance platform for UK construction and manufacturing SMEs, designed to reduce delays and barriers in obtaining bank funding. The platform provides access to more than 130 lenders and also offers its own deployable capital to support faster decisions and more flexible terms than traditional high street banking. The launch responds to tighter lending criteria, longer approval times, and reduced small business lending by major banks over the past two years. Construction insolvencies remain high, and manufacturers face input cost volatility. SME Funded offers a broad range of finance products including business loans, asset and equipment finance, bridging and property finance, motor finance, and software finance, structured around each borrower’s needs.

Read at Business Matters