
"Tapping to pay for an item using your phone's mobile wallet is a quick and convenient way to make a purchase. However, despite the convenience, or perhaps because of it, there is some potential risk associated with the process. One type of scam that's been getting a lot of coverage lately is ghost tapping. A criminal -- or even a dishonest or fake vendor -- can exploit the tap-to-pay technology to charge your credit card or payment method without your awareness."
"Ghost tapping scams can target mobile wallets such as Apple Wallet and Google Wallet, as well as tap-to-pay credit and debit cards. Typically, this technology provides a convenient way to purchase a wide range of items, from transit tickets to groceries, gas, and clothing. Many small business owners and vendors use portable tap-to-pay readers, making it easy to buy items through your phone or credit card."
Ghost tapping is a scam that exploits tap-to-pay and NFC technology to make unauthorized contactless charges to nearby cards or mobile wallets. Attackers use portable NFC readers and close physical proximity, often taking advantage of crowded or distracted situations to trigger a payment without the victim's awareness. The scam can target Apple Wallet, Google Wallet, and tap-to-pay credit or debit cards. Portable reader availability and small vendors using tap-to-pay terminals increase opportunities for abuse. Typical scam steps include getting very near the victim, activating an NFC reader, and completing an unauthorized charge. Monitoring transactions and staying aware of surroundings can reduce risk.
Read at ZDNET
Unable to calculate read time
Collection
[
|
...
]