XRP Price Prediction 2026: Can Institutional Demand Push XRP to $4, or Will $2.50 Be the Ceiling?
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XRP Price Prediction 2026: Can Institutional Demand Push XRP to $4, or Will $2.50 Be the Ceiling?
"XRP ( ) trades near $2.30 after rallying 25% in the first week of 2026, recovering sharply from December lows near $1.77. Despite this momentum, XRP remains 37% below its July 2025 all-time high of $3.65. The question for 2026 is straightforward: Can institutional demand push XRP to $4, or will $2.50 be the ceiling? The bulls see renewed institutional conviction driving a full re-rating."
"After a brutal Q4 2025 that saw XRP slide from its July peak of $3.65 to December lows near $1.77, the token staged a remarkable recovery in early January. XRP opened 2026 at $1.84 and surged to $2.38 by January 6-a 25-28% gain in just one week. The rally outpaced most major cryptocurrencies and brought renewed attention to XRP's institutional narrative."
XRP rallied roughly 25% in the first week of 2026, rising from December lows near $1.77 to trade around $2.27–$2.30 after briefly testing $2.40. The token remains about 37% below its July 2025 all-time high of $3.65. Spot XRP ETFs drew $1.3 billion in 50 days with 43 consecutive days of inflows, making XRP the second-fastest crypto ETF to pass $1 billion. Seven U.S. spot ETFs hold over $2 billion combined, with roughly 793 million XRP tokens locked. Bulls target $4–$8 on sustained institutional demand; bears see $2.50–$3.00 ceilings due to supply and weak value capture.
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