Employees who don't vibe code are 'probably underperforming,' fintech startup product chief says

"If you're not using Claude code this year, no matter what your role is, you're probably underperforming compared to others on the company. The people who are still in L0, they will most likely not be at the company. If you're not a self-starter and you don't have that growth mindset, it's going to be very, very hard to train."

"Our job is to get everyone in the organization up the ladder. Charles said 50% of the company's code is built by AI, and it would probably be 80% by March. He added that the role of product managers will evolve in the AI-native era, with some becoming builders and others focusing on business strategy."

Geoff Charles, chief product officer of Ramp, a $32 billion fintech startup, emphasizes that all employees must be AI-native and proficient with AI-assisted coding tools. The company categorizes AI proficiency into four levels: level zero encompasses occasional ChatGPT users; level one includes those with custom GPT experience and Claude Code familiarity; level two comprises employees who build automation apps; and level three represents systems builders. Charles states that 50% of company code is currently AI-generated, expected to reach 80% by March. Employees remaining at level zero face likely termination. The company prioritizes self-starters with growth mindsets, as these qualities are essential for advancing AI proficiency. Product manager roles will evolve, with some transitioning to builders while others focus on business strategy.

Read at Business Insider