The Trump Administration is signaling that it intends to attack the affordability crisis and chronic undersupply from multiple angles talking openly about declaring a national housing emergency, freeing up federal land, leaning on localities to permit faster and denser, trimming closing costs, exploring rate-transfer ideas, boosting construction capacity, revisiting mortgage product design (including multigenerational mortgages), lowering MBS spreads via capital and liquidity moves, and potentially releasing Fannie Mae and Freddie Mac from conservatorship.
